Start with the risks that can interrupt your business.
Commercial insurance is not one single policy. The coverage mix depends on your industry, operations, vehicles, contracts, property, customer interaction and other exposures.
General Liability
Third-party bodily injury, property damage and related covered liability exposures.
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Commercial Auto
Cars, vans and other vehicles used for business purposes.
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Trucking Insurance
Specialized coverage needs for transportation operations.
Explore coverage →What affects a commercial insurance quote?
Operations
What your business does, where work is performed and how customers interact with you.
Size
Revenue, payroll, employees, vehicles and other measures can affect underwriting.
Coverage choices
Limits, deductibles, optional coverages and contract requirements can shape the quote.
History
Claims and prior insurance information may be relevant depending on the coverage.