What general liability commonly addresses
Exact coverage depends on the policy, endorsements and exclusions. Common areas can include covered third-party bodily injury, third-party property damage and certain personal or advertising injury claims.
Eligible claims involving injury to a customer or other third party.
Eligible claims involving damage to third-party property.
Certain covered non-physical injury allegations, depending on policy terms.
Some policies provide defense for covered claims as defined by the contract.
Who may consider general liability?
Many businesses that interact with customers, visit job sites, lease space, enter contracts or otherwise face third-party liability exposures may be asked to carry liability insurance.
General liability is one part of a business insurance picture.
Depending on your operations, you may also need to discuss commercial auto, trucking or other commercial coverage needs. We can start by understanding what your business does.